Michael Germano, CFP®, ChFC® is a graduate of the Wharton School, University of Pennsylvania (Honors) who has backgrounds in financial planning, entrepreneurship and insurance. Michael has been passionate about investing since childhood and this passion benefits Michael’s clients in his approach, attention and zealousness with portfolio/investment management. Michael, a CERTIFIED FINANCIAL PLANNERTM and CHARTERED FINANCIAL CONSULTANTTM (ChFC®), believes that having clear, meaningful, measurable and achievable goals is a necessity for achieving one’s personal lifestyle goals; consequently, he enables his client to set, clarify and achieve his/her financially related goals by engaging in holistic planning as defined by the six step process of the Certified Financial Planner Board of Standards. Likewise, Michael believes that risk management is the foundation to all financial planning and this enables him to build a solid base for his clients by integrating insurance and estate planning into their financial lives. Similarly, he sees the value in combining both active and passive investments, as wells as traditional and alternative investments—such as hedge funds and private equity when appropriate.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNERTM, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. 030917-013458
Website Links: http://www.stewardpartners.com/our-team/#
Linked In: https://www.linkedin.com/in/michaelgermano4/
Michael J. Germano, IV CFP®, ChFC®
Senior Vice President – Wealth Manager
Steward Partners Global Advisory, LLC
2 Grand Central Tower
140 East 45th Street, 36th Floor
New York, NY 10017
Steward Partners NYC Main #: 212-364-0364
Steward Partners Global Advisory LLC maintains a separate professional business relationship with, and our registered professionals offer securities through, Raymond James Financial Services, Inc. Member FINRA/SIPC. Investment advisory services offered through Steward Partners Investment Advisory LLC.
Financial Advisor at Ameriprise
I believe access to financial advice should not be restricted based on your wealth and that planning within all aspects of your financial life is essential to your financial health. I help clients achieve this through a rigorous process where we identify and prioritize your life goals, their corresponding time frames, allocate available and future monies, and lastly select the investments that align with each goal. This process allows you to shift from being consumed by the day-to-day movements of markets to a more focused long-term perspective of how you want live your life.
Milberg Factors is a diversified finance company with client sales volume over $7 billion. We provide clients with factoring services, Accounts Receivable Financing, Letters of Credit, and Import Financing, Equipment Financing, as well as Acquisition Financing. We serve companies varying in size from $3 million to over $500 million in sales including manufacturers, wholesalers, and service providers. Milberg participates in bank credit facilities and provides collateral management to bank groups. We structure flexible arrangements aimed at addressing the particulate set of financial needs. Every business process, from lending to collections, is managed from the modern NY Offices.
Clearwater Processing, a division of Clearwater Merchant Corp, facilitates credit/debit/check card processing between a merchant and its clients at a 10%-30% savings as compared to the competition. From e-commerce gateways to reoccurring/back office billing solutions, Clearwater offers an entire suite of the latest technology to meet the credit card processing needs of its clients.
Joshua A. Kaston
(a Division of Clearwater Merchant Corp)
Michael Korn, CLTC
I am a Financial Specialist with National Financial Network, LLC, in New York City. This is a second career for me and I specialize in working with growing business owners and professionals helping to build, protect, and manage wealth. I was a small business owner and a founding Partner in a marketing services firm before entering the financial services field many years ago. Utilizing a Macroeconomic planning approach, I now help educate, organize, and guide business owners and entrepreneurs on the interdependence of their personal and business planning options in order to maximize their preparation for retirement. I work in advanced planning areas such as investment/retirement, protection, estate and legacy planning, executive benefits, as well as business succession planning.
Michael Korn, CLTC
National Financial Network, LLC
Paul Berkman joined AXA Advisors in the fall of 2008, having previously spent close to 40 years in the investment field, mostly as a hedge fund owner/manager. Paul now works as a consultant to both individuals and business owners on all aspects of financial planning. For business owners this includes retirement plans, executive benefits, key man insurance, employee benefit packages, business continuation plans, and estate planning strategies. He works with individual clients to help them grow their assets and protect them against most contingencies. His company offers unique strategies to protect one’s savings from both the tax man and bear markets. Paul.firstname.lastname@example.org www.axa-advisors.com