Germano, Michael

michael.germano@stewardpartners.com

Michael Germano, CFP®, ChFC® is a graduate of the Wharton School, University of Pennsylvania (Honors) who has backgrounds in financial planning, entrepreneurship and insurance.  Michael has been passionate about investing since childhood and this passion benefits Michael’s clients in his approach, attention and zealousness with portfolio/investment management. Michael, a CERTIFIED FINANCIAL PLANNERTM and CHARTERED FINANCIAL CONSULTANTTM (ChFC®), believes that having clear, meaningful, measurable and achievable goals is a necessity for achieving one’s personal lifestyle goals; consequently, he enables his client to set, clarify and achieve his/her financially related goals by engaging in holistic planning as defined by the six step process of the Certified Financial Planner Board of Standards.  Likewise, Michael believes that risk management is the foundation to all financial planning and this enables him to build a solid base for his clients by integrating insurance and estate planning into their financial lives.  Similarly, he sees the value in combining both active and passive investments, as wells as traditional and alternative investments—such as hedge funds and private equity when appropriate. 

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNERTM, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. 030917-013458

 Website Links: http://www.stewardpartners.com/our-team/#

Linked In: https://www.linkedin.com/in/michaelgermano4/

Twitter: https://twitter.com/MJGIV1

Michael J. Germano, IV CFP®, ChFC®

Senior Vice President – Wealth Manager

Partner

Steward Partners Global Advisory, LLC

2 Grand Central Tower

140 East 45th Street, 36th Floor

New York, NY 10017

Direct: 212-364-0084

Fax: 212-867-5922

Michael.germano@stewardpartners.com

www.stewardpartners.com

Louiselle, Craig

clouiselle@alliedwealthpartners.com

 

Website: http://www.alliedwealthpartners.com/team-member/craig-louiselle
Phone: 973.917.2904
Email: clouiselle@alliedwealthpartners.com

LaIacoma, Richard

rickI@kraagency.com

Ricks, Matthew

matthew.ricks@wellsfargoadvisors.com

 

Matthew Ricks is a Financial Advisor at Wells Fargo Advisors where he focuses on the preservation of his client’s wealth. He believes in creating a comprehensive investment plan tailored to the client containing clearly defined goals & objectives.

Smith, Izak

izaksmith@IM-Financial.com

Smith, Brenda

Brenda.smith@Bernstein.com

 

Weiss, Ken

kweiss@hudsonwealthadvisors.com

Gordon, Peter

peter@nyfinancialorganizers.com

New York Financial Organizers brings order, ease and peace of mind to our clients by managing the day-to-day financial tasks that can be overwhelming. We offer a wide range of services, from organizing and keeping track of financial and medical insurance papers, to assisting with check writing and maintaining bank and credit card accounts. We work with individuals with medical issues who find it difficult to keep up with their finances, busy professionals who do not have time to do their own paperwork, adult children of senior citizens, among others.

Peter Gordon

NY Financial Organizers
917-279-3972

 

 

Pagano, Paul

ppagano@milfac.com

Milberg Factors is a diversified finance company with client sales volume over $7 billion.  We provide clients with factoring services, Accounts Receivable Financing, Letters of Credit, and Import Financing, Equipment Financing, as well as Acquisition Financing.  We serve companies varying in size from $3 million to over $500 million in sales including manufacturers, wholesalers, and service providers.   Milberg participates in bank credit facilities and provides collateral management to bank groups.  We structure flexible arrangements aimed at addressing the particulate set of financial needs.  Every business process, from lending to collections, is managed from the modern NY Offices.

ppagano@milfac.com

www.milbergfactors.com

646-717-9205

Jackson, Norman

A reliable bank that’s strong and stable

Times like these call for a financial services partner that has stood the test of time. Established in 1856 as Manufacturers and Traders Bank, today we’re the M&T Bank Corporation, one of the 20 largest US headquartered commercial bank holding companies, with current assets of $83.2 billion (as of June 30, 2013) and over 725 branches, free account access at over 1,500 M&T Bank ATMs and more than 15,000 employees throughout New York, Maryland, Pennsylvania, Washington, D.C., Virginia, West Virginia, New Jersey, Florida, Delaware and Toronto, Canada (Deposits with M&T are not insured by the Canada Deposit Insurance Corporation (CDIC)).

You can count on us because, more than 150 years after being founded, M&T Bank is one of the best performing regional banks in the nation today. With a longstanding tradition of careful, conservative and consistent management, we’ve generated positive earnings and positive capital and we continue to grow with a focus on the future.

A local bank that’s committed to the communities it serves

We have long operated as a community bank. As such, we understand that the vitality of the communities in which we do business is crucial to our continued success. As M&T’s Chairman and CEO Robert G. Wilmers often says, “The well-being of the bank is dependent upon the well-being of the communities we serve.”

njackson@mtb.com

Charlton, Scott

scharlton@mtb.com

A reliable bank that’s strong and stable
Times like these call for a financial services partner that has stood the test of time. Established in 1856 as Manufacturers and Traders Bank, today we’re the M&T Bank Corporation, one of the 20 largest US headquartered commercial bank holding companies, with current assets of $83.2 billion (as of June 30, 2013) and over 725 branches, free account access at over 1,500 M&T Bank ATMs and more than 15,000 employees throughout New York, Maryland, Pennsylvania, Washington, D.C., Virginia, West Virginia, New Jersey, Florida, Delaware and Toronto, Canada (Deposits with M&T are not insured by the Canada Deposit Insurance Corporation (CDIC)).

You can count on us because, more than 150 years after being founded, M&T Bank is one of the best performing regional banks in the nation today. With a longstanding tradition of careful, conservative and consistent management, we’ve generated positive earnings and positive capital and we continue to grow with a focus on the future.

A local bank that’s committed to the communities it serves
We have long operated as a community bank. As such, we understand that the vitality of the communities in which we do business is crucial to our continued success. As M&T’s Chairman and CEO Robert G. Wilmers often says, “The well-being of the bank is dependent upon the well-being of the communities we serve.”

Hug, John

john.hug@ubs.com

Kaston, Josh

j@clearwaterprocessing.com

 

Kaston, Joshua

Clearwater Processing, a division of Clearwater Merchant Corp, facilitates credit/debit/check card processing between a merchant and its clients at a 10%-30% savings as compared to the competition. From e-commerce gateways to reoccurring/back office billing solutions, Clearwater offers an entire suite of the latest technology to meet the credit card processing needs of its clients.

Joshua A. Kaston

President

Clearwater Processing

(a Division of Clearwater Merchant Corp)

C:973-715-5416

j@clearwaterprocessing.com

www.clearwaterprocessing.com